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Educational Horizon

Secure your child's future.
Plan for yours children future

Orizontas Student Plan

•Offers capital for educational purposes
•Features insurance protection in case of loss of life
•Ability to add supplementary benefits

Basic Coverage

In the event of loss of life, the insured is paid the selected sum insured or the amount invested, whichever is greater

Duration

10 to 25 years (expiration at the age of 75

Investment Plans

• Offers insurance protection to the family against the risk of loss of life
• Ability to add benefits associated with disability
• Ability to add other supplementary benefits

Basic Coverage

In the event of loss of life, the insured is paid the selected sum insured or the amount invested, whichever is greater

Duration

10 to 45 years (expiration at the age of 75)

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Health Care

Take care of your family

Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly. It is often included in employer benefit packages as a means of enticing quality employees. The cost of health insurance premiums is deductible to the payer, and benefits received are tax-free

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Medica

•Covers needs in case of illness or bodily injury due to an accident
•Protects the insured and their family from financial loss.
•Pays expenses in case of hospitalization.
•Offers some outpatient benefits and allowances.
•Service "Second Medical Opinion"

Coverage

•Offers hospital care
•Offers some outpatient benefits such as preoperative diagnostic tests and postoperative costs
•Provides travel medical assistance abroad
•A medical call center is available
•Provides supplementary benefits and allowances (birth, serious illnesses)

Duration

1 year, renewable on each annual anniversary

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Medica Plus

• Offers all benefits of the Medica health plan
• Offers outpatient benefits, i.e. coverage for medical incidents not requiring hospitalization.
• Service "Second Medical Opinion"

Coverage

• Physician fees and medicines
• Diagnostic tests, physiotherapy and homeopathy associated with a pathological cause
• Psychiatric illnesses

Duration

1 year, renewable on each annual anniversary

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Lifecare

• Offers insurance protection with a predetermined coverage amount if the insured is diagnosed with one of 42 covered serious illnesses.

Coverage

Provides coverage starting from €10.000 and up to €100.000, and the payment of a lump sum upon diagnosis with one of 42 covered serious illnesses.

Duration

Issued for a predetermined duration. Mandatory expiration at the age of 65 with ability to extend for another 5 years

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Retirement Insurance

Save for tomorrow
Plan to secure retirement
Choose a plan that generates capital and contribute an amount on a regular basis

Capital Builder

• Offers insurance protection to the family in the event of loss of life due to an accident
• Suitable for individuals wishing to save on a regular basis in order to respond to future changes
• Ability to add the premium payment waiver benefit

Basic Coverage

In the event of loss of life due to an accident, the insured is paid the selected sum insured or the amount invested, whichever is greater.
The surrender value is paid at the end of the term

Duration

10 years minimum (expiration at the age of 65 or 75, depending on the age at which the policy became effective)

Lifestart

• Offers insurance protection to the family in the event of loss of life due to an accident
• Low initial premium
• Ability to add benefits associated with disability
• Ability to add other supplementary benefits

Basic Coverage

In the event of loss of life due to an accident, the insured is paid the selected sum insured or the amount invested, whichever is greater.
The surrender value is paid at the end of the term

Duration

Expiration at the age of 65 or 75, depending on the age at which the policy became effective

Investment Plan

• Offers insurance protection to the family against the risk of loss of life
• Ability to add benefits associated with disability
• Ability to add other supplementary benefits

Basic Coverage

In the event of loss of life, the insured is paid the selected sum insured or the amount invested, whichever is greater

Duration

10 to 45 years (expiration at the age of 75)